Last updated
July 8, 2026
Main disclaimer
Bitcoin Stack Lab is provided for general information, organisation, education, and scenario-planning only. It is not a substitute for independent research or advice from a qualified professional.
No financial advice
Nothing in Bitcoin Stack Lab is financial advice, investment advice, trading advice, tax advice, legal advice, accounting advice, credit advice, lending advice, or borrowing advice.
User responsibility
You are responsible for your own financial decisions, records, tax obligations, legal obligations, and risk management. Consider seeking advice from a qualified professional before making decisions involving Bitcoin, borrowing, tax, or investment risk.
Bitcoin risk
Bitcoin is volatile. Prices can rise or fall sharply, and past performance does not guarantee future results. BTC prices shown in the app may be inaccurate, delayed, unavailable, or sourced from third-party providers.
Live BTC price / third-party data
Live BTC prices and related data may be provided by third-party services and are estimates only. Bitcoin Stack Lab does not guarantee price accuracy, uptime, or data availability.
Projections and calculators
Projection, BTC goal, BTC converter, and calculator outputs are estimates based on user-entered assumptions and available price data. They do not predict future Bitcoin prices, returns, or outcomes.
Bitcoin Goal Calculator and Estimates
The Bitcoin Goal Calculator is provided for general informational and planning purposes only. Results are estimates based on the Bitcoin price, purchase amounts, frequency, selected timeframe, and other information entered by the user. Bitcoin prices and future market conditions can change significantly, and actual results may differ from the estimates shown. The calculator does not predict future Bitcoin prices or guarantee that any Bitcoin goal will be reached. It is not financial, investment, tax, or legal advice.
Bitcoin Loan LTV Calculator
The Bitcoin Loan LTV Calculator is a planning tool only. It does not recommend borrowing, does not assess suitability, does not connect to lenders, and does not guarantee that any LTV, margin-call level, liquidation level, or risk setting is safe. You must check your lender's actual terms, warning levels, liquidation rules, fees, and obligations.
Alerts
LTV risk alerts are provided as a convenience only. Alerts may be delayed, fail to send, or be affected by price data, email, hosting, or provider issues. Do not rely on alerts as your only risk-management method.
Tax
Bitcoin Stack Lab does not calculate your tax liability and does not provide tax advice. Records exported or displayed by the app should be checked with a qualified tax professional.
No custody
Bitcoin Stack Lab does not custody Bitcoin, connect to wallets for transactions, manage private keys, or sign transactions.
Sensitive information warning
Do not enter sensitive secrets into Bitcoin Stack Lab, including:
- Seed phrases or recovery phrases.
- Private keys.
- Wallet passwords or exchange passwords.
- Bank login details.
- Two-factor recovery codes.
- Signing details or wallet approval instructions.
- Any other recovery information or secret that could give someone access to your funds, accounts, or identity.
Backups and data
You are responsible for reviewing, backing up, exporting, and protecting your own app data. File backups should be stored securely because they may contain transaction, portfolio profile, and planning information.
News and Learn content
News and Learn content is for general information only and should not be treated as advice, a recommendation, or a prompt to buy, sell, borrow, lend, or invest.
News and Third-Party Content
Bitcoin Stack Lab displays Bitcoin-related headlines and links from third-party public feeds for general information only. This content is not financial, investment, tax, or legal advice. Bitcoin Stack Lab does not guarantee the accuracy, completeness, availability, or timeliness of third-party content. Users should review the original source and make their own independent decisions.
Free and Pro features
Free and Pro access does not change the nature of the app. All users receive the complete Bitcoin planning experience; Pro increases portfolio capacity only. Neither plan provides financial advice, recommendations, or guarantees.
No professional relationship
Use of Bitcoin Stack Lab does not create a financial adviser, tax agent, legal adviser, accountant, credit provider, or lender relationship.